If you or a loved one are faced with a stay in rehab or a skilled nursing facility, you very quickly learn that Medicare and Medicare supplement insurance typically cover the cost of care in a rehab or nursing home for only a short period of time. Once Medicare and insurance coverage runs out, typically within 100 days or less, you may find that you need to apply for Medicaid to cover the cost of the continued stay in skilled nursing care and/or rehab.

Many people are under the mistaken impression that if they transfer their home or other assets, they can’t qualify for Medicaid to help pay for the cost of their nursing home stay for five years.